Lease Purchase Option / Lease to Own

Servicing Middle Tennessee:  Nashville, Hermitage, Hendersonville, Antioch, Goodlettsville, Mt. Juliet, Brentwood, Murfreesboro, LaVergne, Smyrna, Greenbrier, White House, Bellevue, Donelson, Portland, Madison, Old Hickory

Stop Running the RAT Race - Start Living The American Dream!

Key Benefits: No loan qualification necessary up-front Lease money is working for you (a portion of the Lease normally applies to the purchase price) Any option consideration (cash up front to move in) is credited 100% towards the purchase price. Time to check out the neighborhood and neighbors (noise, schools, shopping, traffic) Time to obtain the best financing (no pressure, no rush and no bank financing up-front). No taxes or insurance to pay Buys time to repair or develop credit Quick move in time No lengthy escrows or loan approvals Control the home of your dreams today which you can buy tomorrow  Stop renting! Get your family out of that apartment or rental house Length of lease is typically 24 to 36 Months.  This term is contingent upon your needs. NEED MORE REASONS: Property Builds Equity - When you make your payments on time, a portion of the Lease normally applies to the purchase price. This amount will be taken off the price of the property when you buy. Sense of community, stability, and security - All of our homes are in nice stable communities. Our homes are where you want to live, with families just like yours. Free to change decor and landscaping - This is your home, we want you to decorate it to your own taste and take pride in your home.  You will need to okay any structural changes like a fence or a deck, but most of the time, these are no problem. You'll Love the Results of our Program.  We make it EASY to Own one of our fine Homes.  Secure your Permanent Financing in 12 to 24 months, while you build up your financial profile.  Typically it only takes 12 to 24 months, even with a bankruptcy.  We offer immediate occupancy of fine homes in fine neighborhoods.  We make it easy to save for your next home. Lease to Own is a Proven way to build equity. You're saving up a big 'option consideration' while you lease your next home. We offer a convenient way for many first time home buyers to avoid the 'rent = no equity' trap.  Payments generally start at $895 and go up from there. How many apartments can you get for that price?  Why rent when you can own? We have the solution for you. Move into one of these terrific homes build-up your equity and enhance your financial profile by making monthly lease payments. Purchase the home when you're ready. You don't have to qualify for a loan, or spend thousands on closing costs and wait for bank approvals. Homes like these don't last long.  Our 'Lease to Own' Program opens up home buying opportunities to many prospective home owners who find it increasingly difficult to establish the 'right credentials' for obtaining a conventional mortgage. If that's you or someone you know, call 615.456.1000.  We recognize the demand for suitable housing for the many who are self employed, have bruised credit, are new to the work force or simply are uncertain how long they will be in a given location. By offering fine homes in fine neighborhoods, "Lease to Own/ Lease Option" provides the opportunity to build equity in your home as opposed to paying rent and making no gains towards home ownership. Our homes are located in the newest, nicest subdivisions in the Middle Tennessee area. Great schools, great neighbors…..   We seek tenant-buyers who want to experience the benefits of home ownership and are willing to invest in a fine home.  Build a deck, add a fence, paint the interior, landscape the yard.  All these activities can add value to the home and boost equity.  If that's you, call 615.456.1000. No bank qualification is necessary up front. Eventually, we will help you qualify for permanent financing. We're looking for homeowners, not renters. As a lessee in one of our homes, you'll make monthly payments just like a mortgage. You're responsible for all maintenance and association dues. During your lease period, you can elect to purchase the home based on a previously established fixed price. You're not 'shooting at a moving target'… we freeze the price of the home for the term of the lease. Interested? Call 615.456.1000.  Lenders look very favorably on applicants that have equity in their home, have a track record of making timely house payments and have lived in their residence for over 12 months. Our Lease to Own program helps you meet those criteria, exactly.  Most all the homes are in 'move-in' condition.  Some are offered with Sweat Equity.  If any minor repairs are needed (ie. carpet cleaned or walls painted) we will give you credit off the purchase price of the home for you to do the work instead of one of our expensive contractors; which would just cause us to have to charge you more to move in.  For most people the best choice is to buy their new home, but today there are many reasons people can't get a new home; bankruptcy, divorce, or job loss to name a few. If this is you, or you have been turned down for a new home we have a program for you. It is called "Lease Option".

(Free Application)

615.456.1000 or EMAIL

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